Have you recently received a call from Michelle Lewis of Champion Strategy Holdings, claiming you owe a debt? Before panic sets in, take a moment to read Champion Strategy Holdings reviews. You’re not alone. Countless individuals have reported receiving annoying text messages, phone calls, and voice messages from this debt collection agency. In this comprehensive article, we’ll delve into the depths of what Champion Strategy Holdings is, address the concerns of its legitimacy, and guide you on what to do if you’ve been contacted by them.
What Is Champion Strategy Holdings?
Champion Strategy Holdings, purportedly based in Atlanta, GA, and operating through championstrategyholdings.com, claims to be a debt collection company specializing in debt resolution for individuals and corporations. However, disturbingly, many individuals have voiced complaints of wrongful debt accusations. They report receiving messages, phone calls, and voicemails, often laden with threats.
According to accounts from customers, they’ve described their interactions with an individual who goes by the name Michelle Lewis. These reported conversations typically start with a greeting such as, “Hello, I’m Michelle Lewis from Champion Strategy Holdings.” Michelle then proceeds to explain that they are calling regarding a file that has been sent to their office for review. She emphasizes the importance of receiving a call back from the customer or their legal representative promptly. Michelle mentions that due to the time-sensitive nature of the file, a recommendation must be sent to the local county processor. Failure to return the call is indicated as a forfeiture of rights and could lead to further actions. Customers are given the option to press one to speak with a mediator or call 1-877-311-2348 to connect with the next available agent. This communication is presented as an attempt to collect a debt through the services of a professional debt mediator.
Is Champion Strategy Holdings An Illegitimate Debt Collection Firm?
Based on reports available online, Champion Strategy Holdings raises significant doubts about its legitimacy. Several red flags emerge:
- Lack of Tangible Information: The company’s website fails to provide substantial information about its operations and credibility.
- Unoccupied Business Location: After verifying with the leasing company, it was evident that the stated Atlanta address at 2302 Parkland Drive, GA 30345, stands empty.
- Closely Resembles ASG Recovers: The way Champion Strategy Holdings operates bears a striking resemblance to that of ‘ASG Recovers,’ a debt collection company that encountered legal issues in California, resulting in fines and cease-and-desist orders.
- Contradictory Claims: Despite asserting 30 years of operation, domain records reveal that ‘championstrategyholdings.com’ was registered in January 2020, raising questions about the company’s actual history.
If You’ve Been Contacted By Champion Strategy Holdings, Follow These Steps
If you’ve been contacted by Champion Strategy Holdings, follow these steps:
- Verify the Debt: Ensure that the debt amount aligns with any legitimate debts you may owe.
- Contact Original Loan Provider: If you recognize the debt, communicate directly with the original loan provider to discuss a payment plan.
- Deny Unfamiliar Debts: If the claimed debt is unfamiliar, clearly inform Champion Strategy Holdings that you do not owe such a debt.
- Report Incidents: Take action by formally reporting any instances of harassment or suspicious activities to the FTC (Federal Trade Commission) or your state’s Attorney General’s office.
How To Distinguish A Scam Debt Collector
Here are some key indicators to help you differentiate between a legitimate debt collector and a fraudulent one in 2023:
- Information Withholding: Legitimate collectors provide detailed information about the debt, whereas scammers often withhold such information.
- Payment Pressure: Scammers may press you for immediate payment via money transfer or card, while legitimate collectors offer payment arrangements.
- Threats of Legal Action: Be cautious if you’re threatened with jail time, as it’s a common tactic employed by scammers.
- Timing of Calls: Legitimate collectors adhere to regulated call times, while scammers often contact you at inconvenient hours.
Conclusion: Unraveling The Mystery Of Champion Strategy Holdings
In conclusion, Champion Strategy Holdings appears to be far from a legitimate debt collection company. Numerous individuals have reported receiving threats related to non-existent debts through calls and voicemails. Regardless of how convincing their claims may sound, it is advisable not to send money or share personal information until you have verified the legitimacy of the debt. Stay vigilant and exercise caution in the face of such potential scams.
- Is Champion Strategy Holdings a legitimate debt collection company?
Champion Strategy Holdings’ legitimacy is questionable due to a lack of information, an unoccupied office address, and similarities to problematic debt collection companies.
- What should I do if Champion Strategy Holdings contacts me about an unfamiliar debt?
Verify the debt’s legitimacy, contact the original loan provider, deny unfamiliar debts, and consider reporting the incident to authorities if necessary.
- What are the warning signs of a scam debt collector in 2023?
Look out for information withholding, payment pressure, threats of legal action, and inconvenient call timing when dealing with potential scam debt collectors. Always exercise caution and verify legitimacy.