in Charge On Credit Card: Is A Scam Or Legit? charge on credit card

In an age of increasing online transactions and digital payments, it’s not uncommon to find mysterious charges on your credit card statement. One such charge that may have left you puzzled is the $39.95 debit from In this review, we will unravel the mystery behind Charge On Credit Card, explain how it operates, and guide you on stopping any unwanted charges. 

As a part of our commitment to safeguard consumers from making the wrong decisions, we’ll provide insights into reviews and offer steps to address any problems you may have encountered.

Understanding Charges: Square’s Role In Your Bank Statement, seemingly an unfamiliar name on your bank statement, is often associated with Square purchase and cardholder transactions. Square stands as a well-regarded mobile payment company, offering a diverse range of business software, point-of-sale (POS) systems, payment hardware solutions, and services specifically designed for small businesses. When you come across the charge from in your financial records, it signifies that you’ve made a purchase from a merchant who employs Square’s services to accept payments, whether in person, over the phone, or online. This credit card or debit card charge, with its first sighting dating back to January 28, 2016, has received varying perceptions from users. While 258 individuals consider it trustworthy, 985 users have marked it as suspicious.

How To Stop Charge On Credit Card?

If you’ve noticed an unauthorized $39.95 charge from on your credit card statement, you may be eager to resolve the issue promptly. While the website provides a customer service number, refunds are not guaranteed through their customer representatives. However, you can take matters into your own hands to recover your funds by following these steps:

  1. Report any unauthorized transactions on your card to your card issuer immediately. Timely reporting can improve your chances of a successful refund.
  2. If you identify a charge from as suspicious, consider closing the credit card associated with the transaction. This action can prevent further unauthorized charges.
  3. To enhance your future security, navigate to your bank’s website and enable text notifications in your account settings. This will help you stay informed about any unusual activity on your credit card.
  4. If your bank offers reliable services like Chase, they may notify you via text message the moment a suspicious charge appears on your card. You can simply reply with “NO” if you didn’t make the transaction, and they will proceed to close your card and issue a new one.

Additionally, if you’ve encountered similar charges from websites like,, CompleteSavings, or, you can still follow the procedures outlined above to address your concerns. 

Final Assessment On Gosq Reviews

In conclusion, charge on credit card is often linked to legitimate transactions processed by Square, a reputable mobile payment company. However, it’s essential to stay vigilant and report any unauthorized charges immediately to increase the likelihood of a refund. Closing the associated credit card and enabling text notifications for your account can enhance financial security. Sharing your experiences can help others navigate the complexities of online payments, ensuring a safe and hassle-free financial journey.


  1. What is the reason behind the charge on credit cards?

The charge on your credit card typically indicates that you’ve made a purchase with a merchant who uses Square, a mobile payment company, for processing payments in various forms, including in-person, over the phone, or online.

  1. Are charges legitimate, or could they be a scam?

While charges are often associated with legitimate transactions, it’s crucial to remain cautious and promptly report any unauthorized or suspicious charges to your card issuer.

  1. How can I stop unauthorized charges on my credit card?

To stop unauthorized charges, report them to your card issuer immediately. If you suspect foul play, consider closing the associated credit card, enable text notifications through your bank’s website for added security, or rely on the support of banks like Chase, which promptly alerts you to suspicious transactions via text messages.

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